Insurance is a sophisticated financial instrument which requires a fairly high level of involvement on the part of the consumer to make it effective. Yet insurance is also a basic requirement that every person should have. This universal need coupled with its complexity makes for a difficult combination since there is a mismatch between the perceptions of the customer and the reality of the product. It is this perception-reality gap that consumer education bridges.
The best protection for a consumer is education.
The IRDA website appears to be a sincere effort in this direction. Make use of the resources given in the website. It is useful.
You can access the site here : IRDA Consumer Education website