Mutual Funds | Enrichwise

August 16, 2025 Financial Planning Enrichwise Digital

Does Diversification Dilute Returns?

The quick answer is that no, diversification does not dilute returns. In fact, it’s one of the most reliable ways to build long-term wealth. By spreading your money across multiple asset classes (equity, debt, quality stocks, etc.) and within each asset (different sectors, fund types), what you do is reduce the concentration risk. While it [...]

July 12, 2025 Financial Planning Enrichwise Digital

Goal Based Investing: How to Match Mutual Funds with Life Goals

Imagine your life goals as different journeys. Some are short and quick, some longer and demanding. For each journey, you need the right vehicle: a scooter for nearby trips, a car for moderate distances, and a truck for heavy, long hauls. Goal based investing works in exactly the same way, matching the right mutual fund [...]

June 14, 2025 Financial Planning, Strategy Enrichwise Digital

FD vs SIP: Which is better in the long-term?

For decades, the average Indian saver has relied on fixed deposits for one simple reason: they feel safe. The interest is guaranteed. The outcome is predictable. But over the past few years, people have begun to ask better questions. Is this enough? Am I actually growing my wealth? Can something else do more for me? [...]

November 22, 2024 Stocks, Mutual Funds, Etf's etc Enrichwise Digital

Adani Crisis and Mutual Funds: Should You Worry?

In a big blow to the Adani Group, their stocks have fallen up to 20% in hours, wiping out $22 billion in market value. This happened after the US Securities and Exchange Commission (SEC) accused Adani executives of bribery and misleading investors. Let’s break it down in simple terms. What Happened? The Accusation: The SEC [...]

July 13, 2024 Financial Planning, Investment Planning Enrichwise Digital

Are Fixed Deposits (FDs) Risk-Free?

This article evaluates the safety of fixed deposits. For generations, Fixed Deposits (FDs) have been the cornerstone of Indian investments, prized for their guaranteed returns and perceived safety. However, in today's economic landscape, is this traditional approach still serving us well? Let’s analyze the numbers and uncover the reality behind FDs and their alternatives. Evaluating [...]

April 27, 2024 Finance, Financial Planning, Financial Services, Investment Planning, money, Stocks, Mutual Funds, Etf's etc Enrichwise Digital

Top 5 Mutual Fund Mistakes and How to Fix Them!

While mutual funds offer a user-friendly and broadly accessible gateway to stock market participation, even experienced investors can fall prey to missteps that erode their returns. Here are five common mutual fund mistakes to watch out for and tips to avoid them: Not Understanding Your Risk Tolerance: Many investors fall into the trap of chasing [...]

April 17, 2024 Stocks, Mutual Funds, Etf's etc Kapil Jain

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds

Understand the Dynamics: Overnight Funds vs. Liquid Funds vs. Ultra Short-Term Funds When it comes to parking your surplus cash or optimizing your investments for short-term gains, navigating the realm of mutual funds can be both enticing and perplexing. Among the plethora of options available, overnight funds, liquid funds, and ultra short-term funds stand out […]

November 21, 2023 Financial Planning, Stocks, Mutual Funds, Etf's etc, Tutorials Kapil Jain

Explore the World of Mutual Fund Categories: A Deep Dive into Large, Mid, and Small-Cap Funds

Explore the World of Mutual Fund Categories: A Deep Dive into Large, Mid, and Small-Cap Funds This comprehensive guide will demystify the essential categories of mutual funds—large, mid, and small-cap funds—so that you can make informed investment choices tailored to the Indian market. Introduction on Mutual Funds Before we dive into the specifics of these […]

January 21, 2023 Financial Planning Kapil Jain

Why you should do Financial Journey Based Planning with a Goal in Mind?

Why you should do Financial Journey Based Planning with a Goal in Mind? The times were gone when there were only a few selected schemes that existed, and you had to choose one of them. Nowadays, mutual fund houses offer different schemes, and you can invest in these funds as per your financial goal. But […]

December 3, 2022 Financial Planning, Investment Planning Kapil Jain

Should you invest in business cycle funds?

Should you invest in business cycle funds? Like the climate, which has seasonal cycles, the economy also goes through cycles. Business cycles are a sort of variation that may be seen in the overall economic activity of a country. A business cycle comprises expansions that occur roughly simultaneously in many different economic regions and sectors, […]

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