December 2012

NSE Stocks which have outperformed the Nifty index!!!

Outperformers-Nifty-Sensex, Indian Stock Markets, Analysis, Research, Investing, Fundamental Analysis, Business Valuation,

Indian Stock markets have outperformed other asset classes over the past 1 year, and especially more so over the last 6 months.

So, which are the NSE stocks which have outperformed the Nifty index.

The above chart indicates broadly the Blue Chips in the following sectors have been out – performing  the index : Auto, Cement, Banks, Pharma, FMCG. 

The blue chip stocks in the following sectors which have underperformed and some have also given negative returns are : IT, Metals, Telecom. 

Are you invested in the markets? Because if not, you just missed a 45% (annualized) rally over the last 6 months. 

Happy Investing.

 

 

November 2012

Know you Client (KYC) ~ Information you need to know!!

Know Your Client Forms, PAN Card, KYC Forms, AMFI, SEBI Rules, Guidelines, Submission, How long does it take, Demat Account

It is mandatory to have a Permanent Account Number (PAN) and Know your Customer (KYC)  for Investments in Stocks, Mutual Funds. 

Here are some important links where you can get more information regarding KYC : 

1. You can download the form from the AMFI site : Individual KYC Form ~ In case of any change of Information , you need to fill Change KYC form

2. The completed form along the PAN Copy, photograph, proof of Identity and Proof of Address and signed form needs to be submitted at Point of Service (POS). A complete list of PoS is available on the website of AMFI at www.amfiindia.com,  www.cdslindia.com and mutual fund websites.

You will get an acknowledgement after an An In-person verification at the POS, after which the forms will be sent for further processing. 

3. You can check your KYC status online. Simply visit Central Depository Service (India) Ltd website  , Click on the ‘KYC Inquiry’ and type in your PAN number.

Remember, that you need to complete the KYC process only once and the same reference can be used at SEBI registered intermediaries for investing purposes.

All existing investors in mutual funds should Please read the KYC compliancy requirements as per the latest regulatory changes from SEBI, in order to ensure that you are a KYC compliant investor

Need for Investing early & Power of Compounding!!

Power of Compounding, Investing at an early age, Illustration, Stocks, Mutual Funds, Bonds, Gold,

Well the above mentioned information is pretty basic math. And most of well educated adults would have solved these compounding problems by Class VI, Secondary School. 

Then, why do most of the people miss out on the above basic calculation when it comes to personal investing & money management?

It is similar to other aspects of life to a certain extent. For eg:, Everyone knows  that eating healthy food , staying fit, regular exercising etc. is good for healthy and happy life . But most of the people fall for junk food consistently or religiously spend time lazying in front of Idiot Box etc.

I think that most people underestimate the tremendous power of simplicity & on simple and good things of life in general. Also, it requires a lot of discipline, patience, consistency & conviction. Realize though, that Simplicity is ultimate sophistication.

Discipline and Patience are virtues which requires a lot of mental toughness. It is people with these virtues, more important than Intelligence or IQ, who successfully achieve their goals and much more than what they initially set their eyes on.

Moral : Markets and Life test patience but reward discipline and conviction.  Happy Long term Investing