Stay Hungry ~ Stay Foolish ~ An Inspirational Speech by Steve Jobs


Drawing from some of the most pivotal points in his life, Steve Jobs, chief executive officer and co-founder of Apple Computer and of Pixar Animation Studios, urged graduates to pursue their dreams and see the opportunities in life’s setbacks — including death itself — at the university’s 114th Commencement on June 12, 2005…. Inspirational Stuff….

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I’ve ever gotten to a college graduation. Today I want to tell you three stories from my life. That’s it. No big deal. Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed around as a drop-in for another 18 months or so before I really quit. So why did I drop out?

It started before I was born. My biological mother was a young, unwed college graduate student, and she decided to put me up for adoption. She felt very strongly that I should be adopted by college graduates, so everything was all set for me to be adopted at birth by a lawyer and his wife. Except that when I popped out they decided at the last minute that they (more…)

Smart Goals, Achieve ,Success, Financial Goals

How to Achieve Goals? The SMART Way…..

How to Achieve Goals? The SMART Way…..

SMART ways to realize goals … (applicable to Life / Health / Financial Planning/ Career …. )

Specific Goals, Success Mantra

S – Specific. Be Specific . For example, “I want to lose weight.” Or “I want to become rich” This is wishful thinking. It becomes a goal when I pin myself down to “I will lose 10 pounds in 90 days.” Or “I will save 3 lacs in 1 yr” etc

Peter Drucker Quotes, What gets Measured Gets managed.

 

M – Must be measurable. Something which cannot b measured cannot be achieved. Measurement is a way of monitoring our progress. For example, 10 pounds/90 days  or achieving a savings of say 3 lacs/ year etc….is measurement.

Be Flexible, Adjustable for Successful achievement of goals

 

A – Must be adjustable.  Goals are not meant to be win or lose situations. Goals are just goals. You can achieve them 100%, or 85% or 50%. You can achieve them early, or late, or if things go exactly according to plan – right on time. …. Often people make the mistake of setting goals that are too rigid, where any unforeseen event can throw the goal off course and destroy the goal achiever’s motivation to keep going …..

Be adjustable and realign , refocus and start afresh when thrown off track … so make your goals adjustable according to new situations as all goals should be …Smart Goals, Achieve ,Success, Financial Goals

• R – Realistic. We’re an achieving generation. We want to take care of our families, to do well in our careers, get Best education for children ,to have fun, to travel. We want to buy the new car, wear the new watch, check out the new holiday destination…..etc…. Have your priorities, know your capabilities, and stretch yourself a little bit to get that extra edge.

But remember, don’t take risks where you can’t afford to, and don’t set yourself up for disappointment. Don’t wet unrealistic goals e.g.:: Losing  30 pounds in 30 days is being unrealistic. Doubling investments every year….. is unrealisticTime Quotes, Success Mantra , Achieving Goals

• T – Time-bound. There should be a starting date and a finishing date. With no time frame, there’s no sense of urgency, or yardstick to measure your progress.

Your goal must be achievable. You must have the mental and physical capacity to reach the goal. It would, however, be important for your goal to cause you to stretch beyond normal self-imposed limits. You will find a goal that causes you to stretch and grow will be the goal that gives you the most satisfaction. Don’t be afraid to challenge yourself to go beyond old limits! Let Success be yours….

financial planning, financial freedom, Bad investment products to avoid, Retirement Planning, Child Plans

 

Reduce Tax , India Taxes, Save Money in tax , Year end TAX planning

Five SMART things to do in Jan / Feb / March from TAX perspective.

Last 3 months left for financial year end.
Five SMART things to do in Jan/  Feb / March from TAX perspective. (Financial Year End 2017-2018 ends in March)
1. Make sure that the 80C investments are done 1.5L for you and spouse(if applicable)
2. Check your short term Capital Gains (from Stocks/MF) – if possible plan to REDUCE GAIN by realizing losses (if any) from underperforming MF or Stocks
3. Check your Other sources of Income and make sure to pay timely Advance TAX to avoid interest cost later.
4. Do not generate income by means of selling assets (House/MF/Stocks/Bonds/etc) in Feb / March. POSTPONE it to April (next financial year)
5. Make timely declarations to your company for components like HRA/Interest/Loss from house property/80C declarations etc.
Conceptually, All the above helps INCREASE your monthly Cash Flow.
Plan to keep things SIMPLE. Simplicity is the way to BRILLIANCE….
… Kapil
Life is beautiful , good weekend reads.., inspirational , investing charts, life purpose , success

How do successful people operate & some extreme charts … Weekend good reads..

👉 Life is beautiful … Make it count… Weekend good reads …

(1) ❓How Do successful people COMPOUND TIME

👉 Some Common attributes of the likes of Warren Buffet ,Albert Einstein , Ben Franklin , Steve jobs , Oprah …. and many more …. on how they expand their time despite the “busy” ness … of life

How Successful people Compound time?

(2) 🏞They say a picture is worth a thousand words but in investing it is worth so much more.

📌Having a few extreme charts on your wall can be a helpful reminder that there is no such thing as “can’t,” “won’t,” or “has to” in markets.

👉And that’s why listening to the endless prophesies of gurus and pundits can be useless

❓They don’t know anything more about the future than you or I, which is to say they don’t know anything at all.

👌🏼 A wonderful read …..Put these Charts on your Wall 

Have fun….